Is it Safe to Request an Online Payday Loan? Get informed!

Are online loans safe?

Many people wonder about whether it is safe or not to request an online loan through the internet. The fears are based on the possibility of having a cyber attack on our bank account or being cheated by the company that grants the quick credit.

 

For this reason, today comes to show us how to ask for an online payday loan or a personal loan through its website is safe and your company is trusted- learn this here now.

These are the 7 differences between a secure and trustworthy company like and those that seek to take advantage of “playing dirty”:

    1. It is important to have a web address with a secure domain

Have you noticed that every time you visit in the search engine there is a padlock followed by “https: //” That is the first indication that our website is safe, but of course not the only one.

If you visit a website of a company that seeks to take advantage of your trust, the first thing you would receive is a warning in your browser, Google would inform you that this site can contain malicious content for your computer (virus) and of course you would not see the “https:// “by nowhere.

    1. We tell you our phone, time and address

is transparent and has no problem in telling you your location, your phone number so you can call if you have any questions and the availability time of your office.

On a non-secure website, you would find false information, phone numbers that do not exist and schedules that are not met.

    1. Check out our legal notice

Legal notice, what is that? That is the question that the “financial bars” and the minority of companies that damage the image of the sector will be asked.

On the other hand, in the website, in the legal notice section, you can see all the legal records of the company, the registration number in the commercial register of the company, as well as the conditions of use.

Here you can find and see our legal notice

    1. Opinions of our users

You simply have to access any search engine and write reviews” and you will see what our customers say.

In addition, we have enabled on the web a system that collects the opinions of users and you can also take a look at social networks, customers appreciate the work well done, but do not hesitate to condemn the company when it feels cheated, this is what that differentiates as a safe, serious and trustworthy company from one that does not respect these principles.

    1. We explain in detail all the operation

The “small print” usually plays tricks when it comes to applying for a loan online, this is not the case with, explaining all the details in the simplest way possible is the mission of every superhero.

is to make your life easier, not to complicate it with paperwork and paperwork that does not lead anywhere.

    1.  rewards your trust

If you trust and are responsible when returning the loan granted, on future occasions, you will have access to better financing conditions.

What more could you want?

This is a relationship of trust from the start, what does it mean? that just as you trust, he trusts you.

    1. The clear accounts

On the web you can consult the different modalities to return the loan, highlighting: Debit Card, Online Banking Transfer

With these 7 differences, not only shows you that your website is safe and trustworthy, but it helps you to differentiate the pages that are legal from those that do not.

 

3 Advantages of Applying for Online Loan

The financial culture of Bulgarians has significantly improved in recent years. People became more acquainted with the fast financing service, which made them better customers for companies but also raised their expectations on the other hand. Competing for online lending companies has come to fruition, which has led to increasingly attractive conditions and a serious struggle for each individual customer.

Many companies rank among the prestigious names with a good reputation, but one of the most prominent is that of us. The non-banking financial institution has been operating for many years on the market, offering a service that is a high-quality echelon.

And while trying to create an excellent reputation, there are still people on the market who even have no idea what online credits are, and some have not even heard about them.

What are the benefits of applying online?

Sean emphasizes that the benefits of applying for a certain amount of money online are numerous. It can be said, overall, that this is the easiest option for consumers. The main advantages of this are the following three:

1.Safe and convenience

Although the personal visit of an office when withdrawing money also has its undisputed advantages, it can not be denied that when applying online everything is much quicker and more convenient.

Usually, bureaucracy is reduced to the absolute minimum, questions are as simple as possible, and the response time when submitting the application is reduced to a few minutes.

2. Avoiding complex documentation

Only an elemental application with a limited number of questions is filled in the online application. It does not require complicated document processing or reading of lengthy complex texts that no one reads anyway.

The details are then specified in a telephone conversation between the loan applicant and a company employee. Here the parameters of the loan are confirmed as terms, sizes and the data indicated by the applicants are confirmed.

3. Correctness and politeness

Over time, it has been firmly established that online credit is widely shared by people for the higher quality of service. Once online applications are completed, people will usually receive a call from a company employee to confirm and clarify the details.

The difference comes from the fact that usually the people who have the task of contacting the candidate have very high education, skills of psychologists, and are well informed about what the company offers.

These are top employees who really have great communication skills to do their best to keep communication flowing smoothly.

Why choose us?

Green-Touch.org is one of the most authoritative names when it comes to quick loans and online funding. The company has built a very good reputation, which is based on numerous positive consumer reviews.

Features that can make you head to the company are low-interest rates, flexible policies with an individual approach to consumers, and a flexible timetable policy.

Why be wary of a "credit without Schufa"

Image result for schufa

The consumer center Brandenburg (VZB) reports numerous complaints about allegedly schufafreie credit offers, which are advertised by the provider’s carefree duo and master credit.

Promised after the conclusion of the contract a schufafreier instant loan up to a total of 6,499 euros including a Mastercard Gold. In truth, consumers only get an overpriced credit card and a hefty agency fee.

“The fine print […] mentions that the request is only forwarded to a bank for examination. The prospects of success for a loan are thus unclear, “explains Erk Schaarschmidt, financial expert at VZB, to biallo.de.

What to do if you are affected?

As a general rule, when concluding a financial product, credit seekers should always take the time to read through the general terms and conditions and to research the supplier’s references.

If you have already ordered a credit card but have not yet received it, you should not accept it by cash on delivery. If it is already too late, you have the opportunity to register by registered letter. A sample letter is available at verbraucherzentrale.de.

What about “loans without Schufa”?

The fact is:

  • In Germany, banks are required to check the creditworthiness of each applicant.
  • If a loan offer sounds too good to be true, then it probably is- Michael Tippett.

Anyone who applies for a loan cannot get past the Schufa – and if it does, it is only because another credit bureau takes over the credit check – or credit check. This is necessary because banks suffer financial damage if a borrower fails to pay monthly installments or other financial obligations.

For consumers, the Schufa is again a useful device, as the credit bureau prevents borrowers from applying for financing that can lead to the high debt due to high monthly installments.

Credit despite Schufa

When consumers are looking for a “non-Schufa credit”, they usually mean a “credit despite Schufa”, so despite moderate credit rating. Because in most cases consumers erroneously assume that their Schufa entry is bad. In the majority of cases, according to Schufa, this is a fallacy.

But even for those whose Schufa rating is not sufficient for a loan, there is a serious and secure solution. It’s called credit privilege. Borrowing money without Schufa, in this case, does not work through a bank but through one or more private individuals.