Do you still think that you have to face queues at banks and go through revolving doors to solve financial issues? The world today is digital: even processes that tend to be more bureaucratic can be done wherever you are, without having to go to the traditional banking agencies.
Besides ease, speed is also a hallmark of online financial operations. Therefore, those looking for a fast loan, for example, can turn to companies that offer this type of service.
In April 2018, the National Monetary Council, linked to the Central Bank, approved a resolution that allows Fintechs to grant credit without the need for a bank intermediation. With this, the expectation is that the online loan offer will increase more and more.
But how do you know if making a loan online is reliable? To answer this question, we raise some very important points, which should be considered:
Do not make advance payments
If the online credit granting company has requested any type of advance payment, the chances of it being fraudulent are great. So pay close attention! Many companies flag on their pages that they do not charge any payment. Bcredi, one of our main partners, indicates at the top of all its pages that it does not require any previous deposit for the client who wants to take out the credit or real estate financing.
Search the company thoroughly
With the internet, access to information has become much easier. So a good Google search can help you understand more about the credit company, check your financial history, and even news stories that talk about it. As information is never too much, it is important to devote enough attention to this moment as it can prevent you from falling into blows and having headaches in the future.
Search for the security certificate
Data protection should be a top priority for serious businesses that work with online credit. So, look for the site’s security certificate, which is a green padlock that usually stays at the bottom of the pages, ensuring that this is a reliable company.
Check the market time of the company
The longer the market, the greater the credibility attributed to it. As the process of contracting credit is a complex operation, experience is fundamental and indicates whether the company is prepared to offer the service with quality and, above all, responsibility.
Bcredi appeared in Barigui Cia Hipotecária, a financial institution that in 10 years served more than 5 thousand clients. Combining all this market experience with technology and innovation, fintech curitibana offers real estate financing and real estate financing credit all over Brazil.